QUALIFICATIONS:
- Bachelor/College graduate of a business-related course.
- Willingness to travel to various locations around Mindanao.
- Ability to work under pressure and meet deadlines.
- Analytical ability for credit assessment and collection strategies.
- Good personality, positive attitude, and strong interpersonal skills.
- Quick learner with the ability to adapt to changing circumstances.
- Male candidates are preferred.
Job Summary:
As a Finance Staff specializing in Credit and Collection/Chattel at Toyota Valencia, you will be responsible for managing credit transactions, collection processes, and chattel mortgage-related activities. Your role requires analytical ability, the willingness to travel within Mindanao, and the ability to work under pressure. This position is open to male candidates with a bachelor’s or college degree in a business-related course.
Key Responsibilities:
- Evaluate credit applications and assess the creditworthiness of customers.
- Recommend credit limits and terms based on analysis and company policies.
- Facilitate the processing of chattel mortgages for financed vehicles.
- Ensure compliance with legal and regulatory requirements related to chattel mortgages.
- Implement effective collection strategies to recover outstanding payments.
- Communicate with customers regarding overdue accounts and negotiate repayment plans.
- Willingly travel to different places around Mindanao for business-related activities.
- Conduct on-site visits as necessary for credit evaluation or collection purposes.
- Utilize analytical skills to assess credit risk and make informed decisions.
- Analyze and interpret financial data to support credit and collection processes.
- Work effectively under pressure to meet credit and collection targets.
- Prioritize tasks and manage time efficiently to ensure deadlines are met.
- Maintain a positive and professional demeanor when interacting with customers.
- Demonstrate good interpersonal skills and a cooperative attitude.
- Adapt quickly to changes in policies, procedures, or industry regulations.
- Continuously update knowledge related to credit and collection practices.
Note: This is a general job description. Specific responsibilities and qualifications may vary depending on the specific role and level within Toyota Valencia City.